Fannie Mae & Freddie Mac are the agencies known for providing home loan mortgages, has entered the small loan space with its aggressive Hybrid ARM Small Balance Apartment Loan program. Freddie Mac’s small Balance program was designed with program features and benefits to compete directly with Fannie Mae’s Small Apartment Loan program and programs offered by leading national banks. The Freddie Mac Small Balance Apartment Loan program fills a gap in the small multifamily loan space ($1MM-$7.5MM) for borrowers seeking competitively priced, non-recourse debt without yield maintenance, or a balloon payment at the end of the fixed term.

Freddie Mac Small Balance Apartment Loan Program Highlights

  • Non-recourse
  • No yield maintenance – step down prepay
  • Converts to ARM at end of fixed term
  • Highly competitive interest rates
  • Up to 80% LTV
  • 30 year amortization
  • Full term interest only available
  • No replacement reserves
  • No underwriting floor rate maximizes proceeds
  • Tax returns not required
  • Assumable
  • Cash out refinances

Quick Funding Steps

Asset Class Solutions within our Market-Place

OFFICE

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SELF-STORAGE

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INDUSTRIAL

MULTI-FAMILY

MANUFACTURED HOUSING

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